How Long Do I Have To File A Personal Injury Claim In Florida?

In Florida, you have four years to file a claim in court for an auto crash. If it is an uninsured motorist coverage case, you have five years. The limit for medical malpractice is two years after you knew or should have known of your injuries. The insurance company, through your lawyer, can agree to negotiate the case and the statute of limitations for filing the case. Slip and fall cases basically have four years to be filed in Florida. Then, there are cases against the government in which you have to go through certain extra hoops that require an experienced attorney.

What Is My Responsibility In Notifying Insurance After A Car Crash or Other Type of Injury Case In Florida?

I would let your lawyer notify your insurance company. Insurance representatives are very well-trained in taking your statement and recording you in such a way that will diminish your claim. Let your lawyer handle it.

What Should I Do If The Other Party’s Insurance Company Reaches Out To Me?

You never have to give an insurance company any statement. Don’t ever give a statement to these people because they’re very clever in asking questions in a way that will diminish your claim. They will immediately transcribe your statement and ask you to sign it, and then you’re pretty much stuck with it. It is much wiser to have your attorney contact the insurance company for you.

What Are Some Defenses Insurance Companies Use To Avoid Paying Out On Claims?

The insurance company will claim that you had a preexisting condition. They will have their paid doctors examine you and say that they don’t think the subject crash or injury caused your present damages. Even if they admit they were liable for the car crash or other type of injury, they will claim they are not liable for the damages you have because it didn’t cause your problem. They will also say that you were at fault. They will deny coverage and try many, many ways to diminish your claim.

Insurance companies will also look on your social media pages and if you have a good day and you’re throwing a ball with your child, they will use it against you as evidence that you are not really injured. Be careful what you post on social media and what you tell people. They will investigate you and even put you under surveillance to try to make you look like you are not truly injured.

For more information on Filing A Personal Injury Claim In Florida, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (813) 251-1000 today.