Can The Insurance Company Deny Coverage For Any Mistakes Made On An Application Or Proof Of Loss?

The insurance company, many times, will deny coverage for any mistakes made on an application or proof of loss. The insurance company “can deny coverage” but the question is whether the denial of coverage for the claim is proper.

Many times, an automobile insurance policy will deny benefits if all residents of a household are not listed if asked for. Some insurance companies only ask for any resident licensed drivers. If a claim is made and the unlisted resident driver is not involved in any claim, many times the insurance company can be forced through settlement or Trial to cover the claim. There are many different instances of when the insurance company may be forced to cover a claim and many instances where their denial of coverage may be proper.

It is always important to fill out any application for insurance as honestly and as completely as possible.

A lawyer should be consulted on these questions/issues as early as possible to protect your rights.

What If My Insurance Company Disputes My Contractor’s Estimate For The Repairs?

If the insurance company has a covered loss such as a fire, windstorm, or water damage, and a contractor looks at the home and says that they can fix it for $50,000, but the insurance company says it’s too much, and there is no agreement, you can file a lawsuit. If you are in a position where you feel that the contractor is the only person that can fix your home, and they only want to pay 50 cents on the dollar, then the only way that you can get ahead in this case is to file a lawsuit. But, that’s not the way it happens, they’ll inspect it, see what your damages are, and give you $30,000. Then you get a contractor that says no, it’s $50,000. Again, if you can’t come to an agreement, or if they can’t find another contractor, you have to file a lawsuit.

Many times, a lawyer can help you with your claim for damages and settle any dispute with your insurance company before filing a lawsuit. Even if a lawsuit is filed, many times these issues are settled by your lawyer and the lawyer for the other side (the insurance company) without the necessity for going to Trial.

Why Do I Need An Insurance Attorney To Handle My Case?

You need an attorney to handle your case because it’s impossible to make an insurance company do anything, and ultimately you have to have a “Club”! The “Club” is a lawyer who knows how to file a lawsuit, who has filed lawsuits, and who has tried cases. After you file a lawsuit, or after that lawyer appears via a letter demand, the senior adjuster for the insurance company or lawyer assigned will talk to your lawyer.

If the case cannot be settled, your lawyer will be able to file the lawsuit and ultimately try your case to a Judge and/or Jury. As stated before, all claims may be complex and it is always best to have a lawyer on your side.

For more information on Medical Malpractice Claims In Florida, a no obligation consultation is your next best step. Get the information and legal answers you are seeking by calling (813) 251-1000 today.