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The car accident was the other driver’s fault. Can I just settle it myself without an attorney?

Of course you can. But if you have physical injuries and if you have physical injuries that are persisting, especially at the time that you’re thinking of a settlement, you’re not capable of dealing with the professionals from the insurance company in evaluating your case. I would suggest you always go to a lawyer and always have that lawyer on your side because the lawyer is usually able to get you multiple times what the insurance company would offer you as a layman who has no experience in this matter.