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Should I negotiate with the insurance adjuster myself without the help of an attorney in order to settle my auto accident case?

You should never do this. The representatives of insurance companies are professionals whose job is to lessen the liability of the insurance company that they’re working for, that’s why you should always have a lawyer. A lawyer time and time again will be able to negotiate or try your case and obtain a multiple of what the insurance company has offered you. It’s important to note that you must have injuries, legitimate injuries, and your lawyer can help you.