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My state has a comparative negligence law. How does that work and who decides how much I’m at fault?

It works like this: If the driver that hit you is not 100% of the fault, and you’re 20% at fault, that means you’re able to obtain 80% of the value of your damages. But who decides that ultimately is either by agreement, and that never works. What happens is if you settle a case and you’re satisfied with the monetary compensation, then it’s settled. If you’re not satisfied, then you have to file your lawsuit and go to court and a jury decides comparative fault, how much one party is at fault and how much the other party is at fault.